Credarlo turns informal loans between friends and family into structured, stress-free agreements. No awkward conversations. No forgotten debts. No damaged relationships.
Free to get started · No bank account required · Used by people in 3 countries
Nobody remembers who owes what. Details get fuzzy, amounts get disputed, and both sides feel uneasy.
Chasing friends for money damages relationships. So you stay quiet—and silently resent it.
No agreement means no protection for either side. If things go wrong, there’s nothing to fall back on.
Set amount, term and interest in under 60 seconds. It’s as easy as sending a message.
A legally formatted digital agreement protects everyone. No lawyers, no paperwork.
Automated reminders mean you never have to ask. Both sides see progress in real time.
Legally formatted contracts, signed in the app.
Always know exactly where things stand.
The app nudges, so you don’t have to.
Lend to loved ones without charging interest.
Every payment logged and downloadable.
Bank-grade encryption on all data.
For serious lenders